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| I hope you and your family enjoy the Labor Day holiday. And, I sincerely hope you have been enjoying your complimentary subscription to the MORTGAGE MARKET GUIDE WEEKLY. Due to the holiday weekend, the next full issue will arrive on Monday, September 12. In the meantime, check out the special article below from Kiplinger.com featuring tips to help you file an insurance claim. These are great ideas to keep in mind and to share with any family, friends, and associates who may have been impacted by Hurricane Irene or other recent events. I am pleased to provide this timely article to you as well as weekly insights into the mortgage and housing industries through the MORTGAGE MARKET GUIDE WEEKLY. If you feel that any of your clients, friends, family members, or associates would benefit from keeping up to date on market and economic trends in this easy-to-read format, please let me know, and I will be more than happy to add them free of charge. Best wishes to you this holiday weekend. And remember, if you need any assistance at this time, just give me a call. |
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| Tips to Help You File an Insurance Claim
Getting organized will help the process go smoothly.
By Cameron Huddleston, Kiplinger.com Getting your financial life in order may seem like a daunting task. But in the May 2010 issue of Kiplinger's Personal Finance we've broken it down into quick and easy fixes you can accomplish in 15 minutes or fewer. With storm and flood season upon us, one of our "recipes" for financial success should be tackled sooner rather than later: Snap digital photos of your household belongings. The images will help back up an insurance claim if your possessions are destroyed or stolen. Taking pictures is just a starting point for a complete household inventory, in which you itemize all your belongings and record details such as purchase price. You can use the Insurance Information Institute's free Know Your Stuff online home inventory software . The Insurance Information Institute also offers these four tips for when you have to file an insurance claim: 1. Call your insurance company as soon as possible if your home has been damaged and let your agent know where you can be reached. 2. Make a list of your damaged property and take photographs to substantiate your losses. Having digital photos of your belongings before they were damaged and a home inventory will help with this step. 3. Keep receipts for hotel rooms and restaurant meals if you are unable to live in your home. Most companies will reimburse you for these expenses (up to 20% of the total insurance you have on the structure of your house). 4. Make temporary repairs to prevent further damage -- and keep the receipts. Economic Calendar for the Week of September 05 - September 09 | Date | ET | Economic Report | For | Estimate | Actual | Prior | Impact | | Tue. September 06 | 10:00 | ISM Services Index | Aug | NA | | 52.7 | Moderate | | Wed. September 07 | 02:00 | Beige Book | | | | | Moderate | | Thu. September 08 | 08:30 | Jobless Claims (Initial) | 9/03 | NA | | NA | Moderate | | Thu. September 08 | 08:30 | Balance of Trade | Jul | NA | | -$53.1B | Moderate | | |
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